Bilingual Individual Underwriting Consultant

Canada Life Assurance Company has an exciting opportunity to join our Senior Underwriting team as a Consultant.  You’re a critical thinker with extensive experience in complex/challenging cases, and passionate about providing positive customer experiences through meaningful interactions.  

Your primary goal is to provide excellent customer service by finding creative underwriting solutions while managing the risk.

What will you do?

• Conduct complete individual life risk assessment and classification according to Canada Life’s risk profile on larger and more complex cases with higher premium and face amounts (between $5,000,000 and $10,000,000), all risks

• Analyze complex financial, medical, and other non-medical evidence

• Communicate and collaborate with our field partners and internal teams to provide high quality and competitive decisions for our customers

• Maintain positive and effective relationships with advisors to augment our value proposition and differentiate our service offering in an effective manner

• Comply with legislative and consumer regulations as they apply to risk classification, privacy and disclosure

• Mentor junior/intermediate underwriters & Assist with the review and revision of our current Life underwriting guidelines.

• Special project work aimed at reviewing competitive information and looking for opportunities to make improvements to our Life underwriting guidelines and policies.  This entails working with our reinsurers and other areas such as Legal, Pricing, Claims, Client Service, etc

• Involved in projects when changes are being implemented that will impact Underwriters (reprice, new product launch, etc),  to ensure we are aligned with the changes and have transition rules in place.

Why should you join us?

• Join The Canada Life Assurance Company – the country’s first domestic life insurance company in a team of driven professionals dedicated to doing what’s right for our customers, colleagues and communities

• Enjoy financial support to enroll in courses and workshops that can further develop your skillset and advance your career

• Use your deep underwriting and reinsurance knowledge to help drive positive client journeys, risk evaluation and best practices

What skills will help you succeed?

• Bilingualism (fluent in French and English) required, as the position will regularly serve our clients with English and French-speaking needs.

• Extensive experience in complex, larger face amount cases with a minimum of $7 million individual life signing authority limit

• Superior technical knowledge in medical, personal and financial underwriting

• Ability to analyze available facts, evidence, observations and other information to appropriately assess and classify individual life insurance risks

• Solid influencing and negotiation skills

• Ability to self-manage, prioritize and remain organized in an environment with tight turn-around times

• Highly resourceful and able to work well independently, but also effectively collaborate with field partners and colleagues

• Commitment to lifelong learning through industry related courses (FALU, RHU, FLMI or other insurance / industry related courses)