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• Analyze financial statements and all relevant reports and credit information to assess creditworthiness of new and existing commercial clients of the bank• Prepare credit applications and financing offers in collaboration with Commercial Account Managers, by mitigating risks and developing financing scenarios that meet client needs and match the Bank's risk criteria• Present the credit applications to Senior Manager and Credit with sound recommendations, and ensure compliance with the bank’s credit policies, procedures, and quality standards• Collaborate closely with internal partners to deliver a consistent, high-quality client experience and operation efficiency
• Hold a bachelor’s degree in accounting, finance, or a related field• Have 3 to 6 years of experience in business financial services, credit analysis, or risk management• Demonstrate strong experience in financial statement analysis and credit assessment• Possess knowledge of lending practices, risk mitigation strategies, and credit structuring• Experience in commercial banking or business lending is considered an asset.
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