Manager Commercial Credit Risk

A career as a Commercial Credit Risk Manager at National Bank means acting as a credit expert responsible for approving commercial credit applications. You will help maximize the quality of the commercial loan portfolio while supporting the Bank’s strategic priorities across the country. You will also develop and implement portfolio quality control strategies to ensure portfolio integrity while maximizing profitability and business development opportunities. In this role, you will stand out through your rigor, professional judgment, understanding of our partners’ business realities, ownership of files, leadership, and ability to develop effective solutions to have a positive impact on the organization.

Your role

• Analyze, approve, or recommend financing requests in accordance with credit policies and National Bank’s risk appetite;
• Work collaboratively to meet short turnaround times and effectively support the business line;
• Ensure the quality of the existing loan portfolio;
• Independently participate in various committees and special assignments;
• Foster strong collaboration, provide coaching, and maintain ongoing communication with the business line and other stakeholders.

Your team

As part of the Risk Management sector, you will be part of a team of commercial credit specialists within the Credit Risk team, covering primarily the Quebec and Atlantic regions. You will report to the Senior Manager Credit Risk. The team’s mission is to ensure quality decisions and rapid execution of its commercial loan portfolios. We want to contribute to your quality of life by offering you as much flexibility as possible in your work. For example, we offer hybrid work (remote and in the office), work schedule arrangements to help you achieve work/life balance and flexible leave that you can take when it’s important to you.

The Bank values continuous development and internal mobility. Our personalized training programs, based on learning through action, allow you to master your profession and develop new areas of expertise. Tools such as the Data Academy, language training, the Harvard Learning Center, and coaching and mentoring support are available to you at all times. You’ll also have access to colleagues with a wide range of expertise, experience and backgrounds to enrich all aspects of your development.

Prerequisites

• Completed bachelor’s degree in a field related to the position and six years of relevant experience, or a master’s degree in a related field and four years of relevant experience;
• Proven experience in commercial credit risk analysis;
• Strong negotiation and influencing skills;
• Strong analytical and synthesis skills, teamwork capabilities, and attention to detail;
• Excellent knowledge of commercial banking products and services;
• Demonstrated leadership in implementing new credit initiatives and/or managing special assignments;
• Ability to make complex decisions within very tight timelines.